Windsor-Essex Lawyers Advising Businesses on Debt Financing

Debt financing is a multi-faceted area of Canadian business law and directly impacts a company’s long-term viability. Borrowers and lenders alike can reduce risk and increase profitability by enlisting the guidance of a business lawyer proficient in corporate and commercial lending and financing.

Willis Business Law has developed lasting relationships with financial institutions and lenders throughout the Windsor-Essex area through its standing as a top-tier, innovative business law firm. The firm’s skilled business law group provides comprehensive advice to borrowers and lenders on debt financing matters, including loans, mortgages and debt restructuring.

Business Loans & Financing

Willis Business Law has extensive experience representing businesses and institutions on either side of a corporate lending or financing agreement. The firm assists public bodies, government, and private sector enterprises in obtaining funding for various business operations, including property development, equipment purchases, and staffing. It also provides trusted legal advice to financial institutions, banks, corporations, equity funds and other lenders on their rights and obligations under a business financing arrangement.

The knowledgeable business lawyers at Willis Business Law advise clients on a broad range of debt financing options, including:

• Lines of credit and credit cards;
• Leasing of equipment and real estate; and
• Supplier credit programs.

The firm also offers guidance to entrepreneurs, business owners, and lenders on a variety of business lending options, including:

• Business term loans;
• Equipment leasing and financing;
• Cash flow and asset-based loans;
• Leveraged finance and acquisition lending; and
• Syndicated lending.

Commercial Mortgages

Willis Business Law helps enterprises of all sizes obtain mortgages and financing for commercial real estate properties, including retail and office space, industrial properties, and residential housing. The firm assists clients by creating a plan that meets their specific goals, such as obtaining funding for a development project or refinancing to obtain the most advantageous lending rates.

The team at Willis Business Law also represents traditional mortgagees and banks, as well as non-traditional and private lenders. The firm ensures all mortgage transactions and refinancing proposals secure their client’s interests and protect their investment.

Willis Business Law advises clients on all aspects of commercial mortgages, including:

• Mortgage structuring, term length, and amortization;
• Refinancing options;
• Loan transactions involving multiple lenders or properties;
• Collateral agreements, including construction and development financing; and
• Canada Mortgage and Housing Corporation (CMHC) insurance.

Debt Restructuring

Businesses in financial distress face a myriad of complex legal and economic considerations. Depending on the level of debt owed by a business, it may be able to obtain financial relief by restructuring its debt under the Bankruptcy Insolvency Act or the Companies’ Creditors Arrangements Act.

Equipped with its proficiency in debt restructuring options and insolvency law, Willis Business Law provides robust legal strategies for businesses facing financial challenges and unmanageable debt loads. The firm helps companies explore all possible options to better their financial state and avoid bankruptcy, including debt consolidation options and consumer proposals.

Willis Business Law also represents creditors and other stakeholders whose interests are affected by an ailing company and ensures their rights are preserved through any restructuring process. The firm’s experienced lawyers will review proposals to ensure they comply with all applicable insolvency legislation and adequately represent their client’s entitlements.

Willis Business Law Provides Quality Debt Financing Advice to Windsor-Essex Businesses

As one of the fastest-growing business law firms in the region, Willis Business Law provides personalized, trusted debt financing assistance to businesses throughout Windsor-Essex County. The firm’s talented business lawyers develop personalized, multi-faceted legal solutions that optimize clients’ financial structures and position their enterprises for success. Clients benefit from the long-lasting connections Willis Business Law has established with the vibrant business community and regional financial institutions.

Willis Business Law blends a community-driven approach with “big firm” professionalism. The firm’s dynamic business law team represents clients throughout Windsor-Essex County and the surrounding areas, including Amherstburg, Essex, Kingsville, Lakeshore, LaSalle, Leamington, Pelee Island, Tecumseh, Chatham-Kent, and Sarnia. To schedule a confidential consultation, please contact us online or call 519-945-5470.